Homeowners Insurance

A homeowners insurance policy helps protect one of your most valuable assets in case of loss. By working with you, we will advise you on a policy that will give you the best, most effective cost coverage for your needs.


Home Replacement Coverage - For homes insured for 100% of their replacement value.

Contents Replacement Coverage - Replacement cost coverage provides for the total replacement of your contents that are destroyed by a covered loss up to the policy limits, without any deductions for use or depreciation. Your deductible would apply.

Electronics and Valuables Coverage - You can add additional protection for your valuables such as jewelry, furs, stamp and coin collections, silverware, home computers, and cellular phones. Check with us regarding the limits of your homeowners policy, and if one or more of these additional coverage's would be right for you.

Multiple Policy Discounts - By insuring your homeowners or renters or condo coverage's, your auto insurance, and your personal liability coverage all with the same company, you could qualify for additional discounts, and all policies can be combined on one premium notice for added convenience.

Plus, you have one helpful agent, and one renewal date.

Additional Discounts - Some or all of these discounts may be applicable to your situation. Check with us to see which ones apply to you, and how much they will reduce the cost of your insurance.

  • Home sprinkler systems
  • Fire and burglar alarms
  • Smoke detectors
  • Dead-bolt locks

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