Protect, on an acre basis, your crop and potential income from loss or damage due to:
- Transit-or upset
(Wind damage in some states and on some crops)
Crop-Hail policies protect against the one catastrophe that is most likely to totally destroy a portion of your crop and leave the rest looking fine. The portion hail takes out may well be less than the deductible of your MPCI, CRC or RA policy, so many producers fill that gap with a special crop-hail policy. While your MPCI, CRC or RA policy protects you against losses severe enough to significantly drop the whole farmâ€™s yield average, crop-hail insurance gives you acre by acre protection that can be up to the actual cash value of the crop.
You can also buy additional coverage during the growing season (prior to damage) to protect added profit potential from bumper crop yields or higher-than-normal crop values.
If you live in an area where the frequency of hail damage is high, ask your crop insurance agent to demonstrate how crop-hail coverage can best work for you.
Crop Hail Coverage is Provided on Crops Such As
Alfalfa, Barley, Buckwheat, Cotton, Corn, Cranberry, Crambe Rice, Canola, Chili Peppers, Dry Beans, Flax, Fresh Vegetables, Grain Sorghum, Millet, Mint, Oats, Popcorn, Peanuts, Potatoes, Rye, Seed Corn, Sunflowers, Soybeans, Sugar Beets, Safflower, Tobacco, Tree Fruits, Triticale and Wheat
(And Other Specialty Crops in Selected States)
Types of Coverage Available
- Full or basic
- Deductibles including-DXS 5%, DXS 10%, XS10, XS10IP, XS15IP, XS20IP, DDA, DDB, DDC & D-20
(These coverages vary by state)
- Reimbursement for replanting certain crops when and where damage warrants.
(see an agent for details)
- *Variations and exceptions to these are handled on a state-by-state basis per the underwriting authorities.